Comparative table of returns being given banks on their Profit and Loss Sharing Investment Accounts and Term Deposits.

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RETURNS ON PLS INVESTMENTS                                        (JULY TO DECEMBER 2008)                     (Percent)

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BANKS                    NOTICE DEPOSIT      Saving                    TERM DEPOSITS

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                         7 to 29  30 days &   Acct  1 Mth   2 Mths  3 Mths  6 Mths   1 Yr   2 Yrs   3 Yrs  4 Yrs  5 Yrs

                           days      above

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Allied Bank Limited        5.00     5.00      5.00   4.00     -       6.50    7.00   8.00    8.10    8.25   8.30   8.50

Arif Habib Bank            5.25     5.50      6.00   7.00     -       7.50    8.00   8.75    9.25    9.75  10.00  10.25

Bank Al-Habib              4.00        -      5.00   7.00     -       7.50    8.00   9.00    9.10    9.20   9.30   9.50

Bank Al-Falahs             4.00     4.50      5.00   4.50     -       5.00    5.25   5.50    6.00    6.50   7.00   7.50

Bank of Punjab             0.50     1.00      5.00   1.00    1.00     1.25    1.50   1.75    1.75    2.00   2.00   2.50

Faysal Bank Limited        0.25        -      5.00   5.00    5.50     6.00    6.75  11.50   12.00   11.50  11.50  11.50

Habib Metropolitan Bank    5.00     5.00      6.50   8.50     -       9.50   10.50  12.00   12.50   13.75  14.25  15.00

Mybank                     5.00     5.00      5.00   6.00     -       7.00    8.00  10.50   10.75   11.00      -      -

National Bank of Pakistan  5.00     5.00      5.00      -     -       5.30    5.60   5.80    6.10    6.40   6.70   7.10

NIB Bank                   5.00        -      5.00      -     -          -       -   7.00    8.00    9.00  10.00  10.50

Soner Bank                 5.00     6.00      5.00   7.00     -       8.00    9.00  10.00   10.50   11.00      -      -

Zarai Taraqiati Bank Ltd      -        -      5.00      -     -       5.10    5.20   5.30    5.60    5.80   6.10   6.40

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FOREIGN BANKS

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Al-Baraka Islamic Bank     7.51        -      8.51   9.01     -       10.01  11.01  12.01   12.51   13.51      -  14.51

Deutsche Bank              6.95     8.98      5.00      -    8.25     10.11  12.33  13.10       -       -      -      -

Oman Int. Bank SAOG        6.00     7.00      5.00   5.00    5.25      6.00   8.50   9.00       -       -      -      -

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NOTE: *Rates to be read as upto

Copyright Business Recorder, 2009