Comparative table of returns being given banks on their Profit and Loss Sharing Investment Accounts and Term Deposits.

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RETURNS ON PLS INVESTMENTS                            (JULY TO DECEMBER 2008)                                   (PERCENT)

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BANKS                    NOTICE DEPOSIT      Saving                         TERM DEPOSITS

                        7 to 29  30 days &   Acct   1 Mth   2 Mths  3 Mths  6 Mths   1 Yr   2 Yrs   3 Yrs   4 Yrs   5 Yrs

                          days     above

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Allied Bank Limited       5.00     5.00      5.00    4.00     -      6.50    7.00    8.00    8.10   8.25    8.30     8.50

Arif Habib Bank           5.25     5.50      6.00    7.00     -      7.50    8.00    8.75    9.25   9.75   10.00    10.25

Bank Al-Habib             4.00        -      5.00    7.00     -      7.50    8.00    9.00    9.10   9.20    9.30     9.50

Bank Al-Falahs            4.00     4.50      5.00    4.50     -      5.00    5.25    5.50    6.00   6.50    7.00     7.50

Bank of Punjab            0.50     1.00      5.00    1.00    1.00    1.25    1.50    1.75    1.75   2.00    2.00     2.50

Faysal Bank Limited       0.25        -      5.00    5.00    5.50    6.00    6.75   11.50   12.00  11.50   11.50    11.50

Habib Metropolitan Bank   5.00     5.00      6.50    8.50     -      9.50   10.50   12.00   12.50  13.75   14.25    15.00

Mybank                    5.00     5.00      5.00    6.00     -      7.00    8.00   10.50   10.75  11.00     -          -

National Bank of Pakistan 5.00     5.00      5.00       -     -      5.30    5.60    5.80    6.10   6.40    6.70     7.10

NIB Bank                  5.00        -      5.00       -     -         -      -     7.00    8.00   9.00   10.00    10.50

Soner Bank                5.00     6.00      5.00    7.00     -      8.00    9.00   10.00   10.50  11.00     -          -

Zarai Taraqiati Bank Ltd     -        -      5.00       -     -      5.10    5.20    5.30    5.60   5.80    6.10     6.40

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FOREIGN BANKS

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Al-Baraka Islamic Bank    7.51        -      8.51    9.01     -     10.01   11.01   12.01   12.51  13.51     -      14.51

Deutsche Bank             6.95     8.98      5.00       -    8.25   10.11   12.33   13.10     -      -       -          -

Oman Int. Bank SAOG       6.00     7.00      5.00    5.00    5.25    6.00    8.50    9.00     -      -       -          -

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NOTE: *Rates to be read as upto

Copyright Business Recorder, 2009