Musharraf's comments came a day after the United Nations begged the world to wake up and prevent a second wave of deaths by setting up a massive Berlin Airlift-style helicopter operation.
More than 51,300 people died in the October 8 earthquake and more than three million people remain homeless, mostly in the northern Himalayan foothills of Kashmir with winter just around the corner.
UN Secretary General Kofi Annan said on Thursday that donors had only made firm commitments for 12 percent of the 312 million dollars needed right away after the tragedy.
Musharraf's spokesman, Major General Shaukat Sultan, said the President was only referring to the reconstruction aid, not the initial appeal for aid and rescue teams.
"We have to divide it into two parts - one is the relief and the second is reconstruction. He said that the response of the international community in the context of rescue and relief have been commendable," Sultan said.
"It is reconstruction where the pledges are highly inadequate because it would require billions of dollars... for houses, infrastructure, hospitals, schools, colleges and police stations, roads and bridges."
The spokesman added it is this part where the pledges so far are inadequate, adding: "that is why there is a donor conference in Geneva after a few days."
Musharraf told the BBC Pakistan was using both national and international channels to ensure earliest provision of tents for protecting the quake-afflicted people against fast-approaching winter.
He said that thousands of direly-needed tents would shortly reach Pakistan from around the world and the government has also ordered tents to the local factories.
"I don't thing it is going to take up to April. I think we will manage it with other things than the tents. We are also planning to give sheets to the affected people so that they can at least cover the place they were living in and protect themselves from the winter," he said in an interview.
The government, Musharraf said, has also asked people to move down from mountains to avoid extremity of weather.
In the interview, the President also renewed his call for allowing Kashmiris on both sides of the Line of Control (LoC) to help each other in reconstruction of quake-hit areas, saying it may help move forward towards resolution of the long-standing dispute.
Musharraf said that he believes in moving forward on the issue in political terms.
He defended the decision not to allow Indian helicopters with pilots into Pakistan.
"There are military defence plans, there is defence deployment here, all over, like on the Indian side. We don't want the Indian military to be coming here, not at all," he said.
Musharraf also expressed the desire that the two sides should strive for resolving Kashmir dispute within the tenure of the current leadership.
"We must resolve the dispute once for all," the President underlined.